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What is UPayCard?

Like many other Bitcoin cards, UPayCard provides an electronic wallet for its physical and virtual cards. This card stands out from the competition in that they issue both personal and business cards. Let’s take a closer look at the pros and cons of the card.

UPayCard advantages

UPayCard has partnered with MasterCard, which means the card is accepted in most stores around the world. The card has its own bitcoin wallet as well as a mobile app that allows you to view your balance on the go. Security is also very impressive with UPayCard. Users have the option to enable two-factor authentication as well as add a PIN and password. Transferring money between cardholders is completely free, which means that bank fees are charged. UPayCard offers most of its services for free to its users. There is no monthly maintenance fee, it’s free to create an account, and there is no inactivity fee. Uploading money to your card via bank transfer is also free.

Disadvantages of UPayCard

Loading cash onto the card, as already mentioned, is absolutely free. However, using bitcoins is charged% of 1. Users who try to find a bitcoin card that stores them anonymously will remain dissatisfied. You will be asked to verify your identity with an official government-issued ID. You may also be required to provide proof of address and other Know Your Customer requirements.

UPayCard charges

Using Bitcoin is the most affordable, but remember that it costs you 1% commission each time. It is quite expensive to withdraw from UPayCard ATMs. The currency exchange rates provided by UPayCard are relatively basic: 3% every time you want to convert.

UPayCard details

  • Card type: MasterCard
  • Virtual Card: Yes
  • Physical card: Yes
  • Mobile App: Yes
  • Supported fiat currencies: GBP, EUR and USD
  • Supported Cryptocurrencies: 80+ different cryptocurrencies consisting of Bitcoin (BTC), Ethereum (ETH), Ripple (XRP) and Litecoin (LTC).
  • Confidential: No.


UPayCard started as a prepaid debit card and international money transfer business. This ensures that the company has previous experience with debit cards.

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