The Skrill payment system (formerly Moneybookers) came to the European a long time ago. And although it has not yet become a convincing alternative to the well-known PayPal , everyone who deals with virtual money can appreciate the many undoubted advantages of creating their own electronic wallet in it. Of course, provided that you carefully read the rules for using the system and strictly follow them.
Skrill payment instrument was created in 2001 in the UK. In 2007, its first owners were replaced by Investcorp Technology Parthers (USA), but two years later the system again passed into the hands of the British and became owned by Gatcombe Park Ventures. Skrill is now fully controlled by UK law, and all of its activities are regulated by the Financial Services Authority – the British Financial Services Authority.
The main important qualities of Skrill: work in more than 180 countries around the world, support for more than 30 different currencies, the lack of the possibility of chargeback (payment cancellation), increased requirements for the security of payments – the amount of transfers is limited, with any suspicion of using the account to carry out any fraud it is immediately blocked.
Where is Skrill accepted?
The catalog of online stores and services from all over the world that accept payment through the Skrill payment system can also be found on the company’s website. Please note that you can sort them by interface language.
How to use
To use Skrill, you do not need to install special software on your computer – just any Internet browser you are used to using to surf the Internet. The entire system interface is located on Skrill.com, which you can open from any computer connected to the World Wide Web. The site is russified, the registration procedure is quite simple, and the identifier in the system is your email address. By registering, you can send a money order to any recipient directly by email, even if the recipient is not yet a Moneybookers user. However, in order to gain access to this money, he will have to open an account in the system, indicating during registration the email address to which the transfer was sent. There is only one limiting condition for registration: all Moneybookers users must be over 18 years old. When entering your data into the system, keep in mind that they must correspond to real information – this is necessary for the possibility of further use of the service.The reliability of the information at all stages is carefully checked by the security service. When using the system, you can contact the technical support service for any questions – discussion of problems and their solutions will be held in European.
Registering and opening an account only allows you to carry out transactions within the system – transfer funds between Moneybookers accounts. In this case, there will be a limitation that applies to a period of 90 days – during this time you have the right to carry out transactions for a total amount of not more than 1000 euros.
Residents of the European, Ukraine and most other post-Soviet countries can send and receive payments through Skrill without any problems, and withdraw funds to a bank account in their own (or other) country.
How to top up your account
To send funds to Skrill, you first need to add them to your account balance. There are only two main options for replenishment: a transfer from a bank card (VISA, MasterCard, etc.) and a transfer directly from a bank account. Both of these methods are paid and can be used only after verification of the data. However, other users can fund your account using transfers from their Moneybookers wallet.
How to withdraw money
You can withdraw funds from Skrill to your bank account or credit card. Several bank accounts can be linked to an electronic wallet, but at the same time one of them is considered the primary one, and withdrawing money to it will cost you about half the price of other accounts. The main account must be in a bank located in your country of residence, while the rest of the linked accounts can be opened anywhere. It should be borne in mind that you can only use the Skrill wallet withdrawal service if you have passed the verification procedure. Account verification will increase your limit and allow you to more widely use the system’s capabilities.
Account verification
Верификация заключается в предоставлении доказательств о реальности ваших личных данных. Процедура может быть более или менее глубокой. Минимальная верификация заключается в предоставлении отсканированных копий Вашего гражданского паспорта и документа, подтверждающего адрес: например, квитанции об оплате коммунальных услуг. По желанию, можно провести более глубокую верификацию адреса. Для этого на Ваш почтовый адрес представителями Skrill будет отправлено письмо, содержащее верификационный код, который после его получения следует ввести на сайте в соответствующее поле. После совершения указанных действий лимит Ваших операций возрастет до суммы 2500 евро, однако это еще не даст Вам возможность выводить деньги на дебетовую карту или банковский счет. Для вывода средств требуется верифицировать и карту, и счет.
Bank card verification not only allows you to deposit and withdraw money using it, but also increases the limit of your operations by 3000 euros. To carry out the procedure, you need to enter the card details on the Moneybookers website, after which a certain amount will be transferred to it, which must also be entered in the field on the website – only then the verification will be considered passed.
Bank account verification allows you to freely deposit and withdraw funds using it in the future. To carry out verification, you must make a bank transfer from the account to an electronic wallet, and then enter the transaction code in the field on the website. This will increase your limit by € 2,500. There is another way: to write off money from an electronic wallet to a bank account, and then, within 45 days, find out at the bank the code indicated in the comments to the transfer and enter it on the website. This will increase the transaction limit by € 15,000. However, this method is carried out only if there are no other, earlier verifications.
Tariffs
Skrill tariffs can be called “quite competitive”. Like the range of services provided, they vary depending on the user’s country of residence. You can get acquainted with them on the system website.
